Private, Commercial and Motorcycles

Levels of Cover:

 

  • Third Party Only - liability to others;
  • Third Party Fire & Theft - liability to others and loss of or damage to your vehicle caused by fire, self-ignition, lightning, explosion, theft or attempted theft;
  • Comprehensive - liability to others and accidental loss of or damage to your vehicle.

All three levels of cover provide you with FREE Roadside Assistance and Breakdown Service which includes repair on the spot following mechanical or electrical breakdown, battery boost and flat tyre assistance, towing of motor vehicle following a breakdown or accident, second delivery service, fuel delivery and locksmith service.This service is provided in all Europe.

Depending on the level of cover purchased, the policy is/can be extended to include:

Extensions to Cover

Comprehensive

Third Party Fire & Theft

Third Party Only

Personal Accident

Included

Included

Included

 

Medical Expenses

Included

Included

Included

 

Breakage of Glass

Included

Included

Included

 

Use by the Motor, Hotel or Restaurant Trade

Included

Included

Included

 

Legal Assistance for Uninsured Losses

Included

Included

Not Included

 

Personal Belongings

Included

Included

Not Included

 

Emergency Overnight Accommodation outside of

Malta

Included

Included

Not Included

 

Entertainment Equipment

Included

Included

Not Included

 

Lost Keys and Locks

Included

Included

Not Included

 

Courtesy Vehicle (Private Vehicles Only)

Included

Not Included

Not Included

30 days Own Damage cover anywhere within the EEA and Switzerland

Included

Included

Not Included

 

Payment for loss or damage under the above extensions will not affect your entitlement to No Claims Discount



Optional Extensions

Protection of your No Claims Discount (Private Vehicles Only)

Available

Available

Available

Earthquake Cover

Available

Not Available

Not Available


Your MAPFRE Middlesea Insurance policy includes a wide range of interesting benefits for you and your vehicle:

 

24/7 Call Centre on 2248-0206. Free repair on the spot following mechanical or electrical breakdown of your car. 

Battery boost assistance and towing of motor vehicle following a breakdown or accident.

Second delivery service if the car malfunctions during the night, on a weekend or public holiday.

Flat tyre assistance and fuel delivery 

Transport of the passengers in case of an accident.

Standard roadside assistance and breakdown service is provided in all Europe. 

Policyholders with more than one vehicle insured with Middlesea Insurance, or with other kind of Middlesea policies, may benefit of discounts on their premiums.

Young drivers may take advantage of Motormax, a telematics device that informs about driving performance. The driver can have access to the information about his or her personal driving habits via online or mobile app. The system detects impacts, and alerts our team that will inform emergency services if required. The Motormax telematics device also enables you to know the exact location of your car in case of theft.

We will cover any damage, where the damage is caused by breakage, to the glass in your vehicle’s windscreen or windows.

We will cover your vehicle when it is in the hands of a motor trader carrying from a motor trade outlet or premises for service, overhaul or repair, or when it is being parked by an employee of a hotel or restaurant vehicle parking service
.

Third party Fire &Theft and Comprehensive levels cover emergency overnight accommodation. We cover your lodging if you or any person covered by this policy cannot reach the intended destination because your car cannot be driven due to an incident which happens outside Malta.

These two protection levels encompass the loss of or damage to personal belongings while in or on your vehicle. At your request, we will pay back the owner of the lost or damaged property.

The comprehensive level also covers you for the expenses of hiring an alternative car while yours is being repaired following an accident covered under your policy.

 

 
Privacy | Terms | Copyright | Disclaimer | MelitaUnipol Insurance Agency Ltd is licensed to act as an insurance agent for Mapfre Middlesea p.l.c. and both companies are authorised to transact insurance business by the Malta Financial Services Authority.