MotorMax is an intelligent and innovative insurance product. It is especially designed to put you in control of your motor insurance premium as your driving performance can help you save money on your insurance. 
The concept is simple-we’ll install a telematics device in your car. This device will inform us about how well you drive by giving us your MotorMax Factor. 

 

How to Save 
Upon enrolment in the scheme you will receive a one-time enrolment discount that will be applicable until the end of your Assessment Period. 
Safe drivers can earn a discount of up to 40% on their premium at renewal. 

 

What driving habits can lead to a discounted premium? 

•Driving within the legal speed limits 
•Low mileage 
•Not driving the car during the night (between 0:00 and 4:59am) 

You can view the information collected from your device via an online portal and a mobile app. This information helps you to manage your insurance costs. This data can only be viewed by you. Mapfre Middlesea receives only aggregate data and your privacy is guaranteed! 

The discount given by the company is not static and is subject to change upon renewal of your policy.

Benefits and Advantages


• Safe drivers can benefit from a maximum of 40% discount on their insurance premiums upon renewal
• Car can be localised in case of theft and accident 
• Immediate dispatch of assistance or ambulance service if required in case of an accident 
• It is an educational tool which promotes better driving 
• Access to information about personal driving habits via online portal or mobile app 
• Up to 70% no claims discount, over and above the MotorMax discount


Locate your vehicle in case of theft 
The Motormax telematics device enables you to know the exact location of your car. It can help to track your vehicle if it’s stolen. 
Rest assured that this will have no impact on your privacy. At any point in time, Mapfre Middlesea will only have access to aggregate information, and no access to one particular person’s data.


Immediate dispatch in case of accident 
Motormax drivers can drive with greater peace of mind. The real time accident alert helps us to help you when you need us the most. If you have a car accident, the telematics device senses a strong impact on the vehicle and will send an alert to our call centre, Mapfre Assist. Our trained team of representatives will then call on your mobile phone to check if you are ok and to determine whether any emergency services are required. If we are unable to reach you, emergency services will be alerted and directed to the location of the accident, potentially saving lives.


Slow down and Save 
It is a well-known fact that speeding is a major factor which leads to road accidents. In order to improve safety on our roads, we realise the importance that drivers abide by the speed limits. The telematics box knows what the speed limit is on the road you’re driving in. Careful driving will help you get greater discounts on your insurance premium. Motormax is all about rewarding safe driving. We prefer incentives rather than punishments. Therefore your driving performance can lower your insurance premium but it cannot increase it.


 
Privacy | Terms | Copyright | Disclaimer | MelitaUnipol Insurance Agency Ltd is licensed to act as an insurance agent for Mapfre Middlesea p.l.c. and both companies are authorised to transact insurance business by the Malta Financial Services Authority.