Professional Indemnity Insurance


The Professional Indemnity policy is intended to meet the needs of professionals who provide a service such as:

- Accountants and Auditors
- Lawyers and Notaries;
- Architects and Civil Engineers;
- Electrical and Mechanical Engineers; and
- Medical Practitioners.


The policy protects the insured professionals for claims made against them for injury, loss or damage as a result of any negligent act, error or omission whilst carrying out their professional services.

- The cover may be extended to include:
- Libel and slander;
- Loss or damage to documents;
- Dishonesty of employees;
- Prior acts; and
- Extended reporting. 


Your MAPFRE Middlesea Professional Indemnity Insurance policy includes a wide protection for professionals who provide a service such as accountants and auditors; lawyers and notaries; architects and civil engineers; electrical and mechanical engineers; and medical practitioners. The policy covers the insured professionals for claims made against them for injury, loss or damage, as a result of any neglectful act, mistake or omission while providing their services.

We will cover any claim made against accountants and auditors for actual or alleged failures unintentionally and in good faith to account for monies received during the conduct of their profession.


We will cover all losses which the policyholders, in their capacity as registrars, may sustain, by reason of fraudulent or erroneous entries in any share or debenture register or record, relative to the registration, holding, transfer or transmission of any document.


We will indemnify architects and civil engineers for any amount which they may become legally liable to pay proceeding from any claim made against them by reason of any neglect, error or omission happened in good faith in connection with their professional activity.


We will indemnify architects and civil engineers for any damages and claims expenses which exceed the amount stated as the excess in the schedule, which arise from any act, error or omission of any named employees of the firm/partnership, provided always that no indemnity will be afforded to any person committing or condoning such dishonest or fraudulent act or omission. 


We will cover lawyers for defence costs where such costs have been incurred with the consent of us. Such defence costs are payable in addition to the limit of indemnity with the maximum liability of a 20 per cent of the limit of indemnity shown in the schedule.


We will indemnify medical practitioners for any sum which they may become legally liable to pay arising from any claim or claims made against them for any bodily injury, mental injury, illness, disease or death of any patient, caused by any negligent act, error or omission committed by the insured, in or about the conduct of the insured’s occupation or business, as stated in the Proposal or Declaration or Good Samaritan Acts. 


 

 
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